Tag Archive: student loan

Jan
30

To Pay off Early or Not – Student Loans

This is a follow up to my previous post.  My student loans can be consolidated with a new interest rate of 5.125% over 25 years.  The cumulative annual growth rate for the S&P 500 over the last 23 years is 9.34% Assuming $50,000 in student loans at 5.125% over 25 years: Regular payment of $295.95 = $39,079371 …

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Jan
26

Paying Back Student Loans

Graduation is quickly approaching and soon after that student loan payments will begin.  I’m looking at a consolidated loan with a rate of 5.125%.  I’ve been looking into whether it would be better to pay extra on the principal with each payment, or to invest what I would have made as an additional payment.  If you think …

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