Ric

Author's details

Name: Ric
Date registered: January 27, 2012

Latest posts

  1. SleepyHead CPAP Software — January 30, 2012
  2. To Pay off Early or Not – Student Loans — January 30, 2012
  3. My new CPAP machine. — January 30, 2012
  4. “I once was as adventurer like you…” — January 27, 2012
  5. Paying Back Student Loans — January 26, 2012

Most commented posts

  1. Paying Back Student Loans — 1 comment
  2. “I once was as adventurer like you…” — 1 comment

Author's posts listings

Jan
30

SleepyHead CPAP Software

Screenshot of SleepyHead

I was looking online for the software to read my CPAP data and I found SleepyHead.  It’s open source software and can be downloaded for free at http://sourceforge.net/projects/sleepyhead/  It was easy to install the software and read from the data card. Below is a screenshot that shows in the second graph that between 3:10:55AM and 3:11:05AM …

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Jan
30

To Pay off Early or Not – Student Loans

This is a follow up to my previous post.  My student loans can be consolidated with a new interest rate of 5.125% over 25 years.  The cumulative annual growth rate for the S&P 500 over the last 23 years is 9.34% Assuming $50,000 in student loans at 5.125% over 25 years: Regular payment of $295.95 = $39,079371 …

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Jan
30

My new CPAP machine.

ResMed S9 Elite

I got a new CPAP machine on Friday. It’s a ResMed S9 Elite. It’s very similar to this model RESMED S9 Autoset CPAP.  I used a SleepStyle 600 for the last three and a half years.  I’m seeing a different sleep doctor now and she wanted me to have a machine with memory card.  When …

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Jan
27

“I once was as adventurer like you…”

“…but then I took an arrow to the knee.” Yes, I’ve been playing Skyrim“. After 84 hours of time played, I decided I should get back to the main quest line. It was a great story, successive dragon fights, and a nice new shout learned at the end.

Jan
26

Paying Back Student Loans

Graduation is quickly approaching and soon after that student loan payments will begin.  I’m looking at a consolidated loan with a rate of 5.125%.  I’ve been looking into whether it would be better to pay extra on the principal with each payment, or to invest what I would have made as an additional payment.  If you think …

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